QUALIFICATIONS OF APPRAISER
STEVE A. YARUS
INDIANA CERTIFIED RESIDENTIAL APPRAISER
April, 13 2009
EDUCATION:
·
B.S.
Degree in Biological Sciences, Indiana University, 1973
·
M.A.T.
Degree in Biology, Indiana University, 1975
·
M.S.
Degree in Human Performance, Indiana University, 1980 Ph. D. Candidate in
Exercise Physiology, Indiana University, 1984
CERTIFICATION:
·
Indiana
Certified Residential Appraiser, #CR69100632 Indiana Real Estate Appraisal Commission
-- 12/14/91, Expires 06/30/2010
LICENSED:
·
Real
Estate Broker, State of Indiana #IB58604753
REAL
ESTATE RELATED EXPERIENCE:
College
Courses:
·
R-300
Principles of Real Estate, Indiana University, 1984
Professional Appraisal Courses:
·
Seminar:
Licensure & Escrow Law, Bloomington, IN 2009
·
Seminar: Environment Risk Reduction, Bloomington IN
2009
·
Seminar:
The Fair Housing Law, Bloomington IN 2009
·
Seminar:
Landlord B Tenant Law, Bloomington, IN 2009
·
Seminar:
The Code of Ethics, Bloomington, IN 2009
·
Seminar:
Uniform Residential Appraisal Report, Bloomington, IN 2005
·
Course
400: USPAP Update, Bloomington, IN 2005
·
RECP
– Indiana License Law Update, Bloomington, IN 2004
·
RECP
– Civil Rights Update, Bloomington, IN 2004
·
RECP
– Environmental Concerns, Bloomington, IN 2004
·
Appraisal
Institute – Appraisal Review Residential Properties, Bloomington, IN 1995
·
Appraisal
Institute – Seminar on Appraisal Reporting of Complex Residential Properties,
Bloomington, IN 1994
·
Appraisal
Institute – Standards of Professional Practice, Part B – Course 420,
Indianapolis, IN 1993
Employment:
·
Presently
employed since 1983 - Gilbert S. Mordoh & Co., Inc., Professional Real
Estate Appraisers, Analysts, and Consultants
APPRAISAL
EXPERIENCE AND TYPES OF PROPERTIES APPRAISED:
·
Appraisal
of residential properties in Monroe, Lawrence, Greene & Owen County markets.
Appraisal of commercial properties in Monroe and Lawrence County markets.
Savings
Banks and Savings & Loans:
·
Bedford Federal
Savings Bank, 1030 15th Street, P.O. Box 368, Bedford, IN (Residential, Commercial)
·
Home Federal
Savings Bank, Post Office Box 648, Seymour, IN (Residential)
·
Old National
Bank, P.O. Box 2689, Bloomington, IN (Residential, Commercial)
·
Farmers &
Mechanics Federal Savings, Post Office Box 269, Bloomfield, IN (Residential)
·
United Federal
Savings Bank, P.O. Box 1217, Vincennes, IN (Residential)
Banks:
·
Monroe Bank, 210
E. Kirkwood Avenue, P.O. Box 2329, Bloomington, IN (Residential, Commercial)
·
Bloomfield State
Bank, 1301 N. Walnut Street, P.O. Box 1294, Bloomington, IN (Residential,
Commercial)
·
JP Morgan Chase,
Indianapolis, 111 Monument Circle, Suite 1711, Indianapolis, IN (Residential)
·
JP Morgan Chase,
Bloomington, NA, P.O. Box 608, Bloomington, IN (Residential, Commercial)
·
Regions Bank, 116
S. Walnut Street, Bloomington, IN (Residential, Commercial)
·
Irwin Union Bank
& Trust Company, P.O. Box 1285, Bloomington, IN (Residential, Commercial)
·
Jackson County
Bank, P.O. Box 307, Bedford, IN (Residential, Commercial)
·
American National
Bank, Post Office Box 438, Vincennes, IN (Residential)
·
Peoples State
Bank, Post Office Box 128, Ellettsville, IN
(Residential, Commercial)
·
First National
Bank of Mitchell, P.O. Box 37, Mitchell, IN (Residential, Commercial)
·
First of America
Bank, 5300 Crawfordsville Road, Indianapolis, IN (Residential, Commercial)
·
Owen Community
Bank, P.O. Box 381, Spencer, IN (Residential, Commercial)
·
Stone City Bank,
1502 "I" Street, Bedford, IN (Residential, Commercial)
·
Society Bank, 418
S. College Mall Road, Bloomington, IN (Residential, Commercial)
·
National City
Bank, 101 W. Washington Street, Indianapolis, IN (Residential)
Credit
Unions:
·
Hoosier Hill
Federal Credit Union (formerly Bedford Independent Federal Credit Union),
640Lincoln Avenue, Bedford, IN (Residential)
·
Indiana
University Credit Union, Post Office Box 368, Bloomington, IN (Residential)
·
Members Choice
Federal Credit Union, 507 W. Davis Street, Bloomington, IN (Residential)
Mortgage
Companies:
·
JP Morgan Chase
Mortgage, 111 Monument Circle, Suite 1211, Indianapolis, IN (Residential)
·
Inland Mortgage
Co. Inc., 8851 Southpointe Drive, Ste. C-2, Indianapolis, IN (Residential)
·
Huntington
Mortgage Co., Inc., 7575 Huntington Park Drive, HM1124, Columbus, OH
(Residential)
·
JP Morgan Chase
Mortgage, 100 S. College Avenue, P.O. Box 608, Bloomington, IN (Residential)
·
Norwest Mortgage
Corporation, 004 Fountain Square, Bloomington, IN (Residential)
·
Fleet Mortgage
Corp., Post Office Box 3155, Milwaukee, W I (Residential)
·
Bloomington
Mortgage Corporation, 814 Auto Mall Road, Bloomington, IN (Residential)
·
Sears Mortgage
Corporation, 501 Congressional Blvd., Ste. 100, Carmel, IN (Residential)
·
Priority Mortgage
Corporation, Post Office Box 40, Conover, NC (Residential)
·
Citicorp
Mortgage, Inc., Post Office Box 790014, M.S. 314, St. Louis, MO (Residential)
·
Service Mortgage,
9279 N. Meridian Street, #200, Indianapolis, IN (Residential)
·
PHH US Mortgage,
6000 Atrium W ay, Mt. Laurel NJ (Residential)
Relocation
Companies:
·
Argonaut Realty
Acquisition, General Motors Corp., 485 W. Milwaukee Avenue, Detroit, MI (Residential)
·
PHH Home Equity,
Inc., 2221 Camden Court, Oak Brook, IL (Residential)
·
Prudential
Relocation, 1100 Woodfield Road, 2 Woodfield Lake, Suite 520, Schaumburg, IL (Residential)
·
Boatmens
Relocation, 510 Locust Street, St. Louis, MO (Residential)
·
HFS Mobility
Services, 1375 E. Woodfield Road #400, Schaumburg, IL (Residential)
·
Associates
Relocation, 250 E. John Carpenter Freeway, Irving, TX 75062 (Residential)
Federal,
State, City:
·
City of
Bloomington, 220 E. 3rd Street, P.O. Box 100, Bloomington, IN (Residential,
Commercial)
·
U.S. Department
of Housing & Urban Development/FHA, 151 N. Delaware St., Indianapolis,
IN(Residential)
·
U.S. Department
of Justice, United States Marshals Service, 226 United States Courthouse, 46 E.
Ohio Street, Room 226, Indianapolis, IN (Residential)
Other:
·
Community Trust
& Investment Co., 105 N. Pete Ellis #B, Bloomington, IN (Residential,
Commercial)
·
Mallor,
Clendening, Grodner & Bohrer, Attorneys at Law, 511 S. Woodscrest,
Bloomington, IN (Residential, Commercial)
·
Andrews, Harrell,
Mann, Chapman and Coyne, Attorneys at Law, 1720 N. Kinser Pike, Bloomington, IN
(Residential, Commercial)
·
David J. Colman,
Attorney at Law, 114 S. Grant Street, Bloomington, IN (Residential, Commercial)
·
Bank One Trust
Group, P.O. Box 608, Bloomington, IN (Residential, Commercial)
REFERENCES:
Mr. Gary Smart, Commercial Loan Officer
Crane Federal Credit Union
1201 James Avenue
Bedford, Indiana 47421
(812) 276-2900 x7416
Email: gsmart@cranecu.org
Ms. Debbie
Peters, Loan Officer
Peoples State
Bank
PO Box 128
Ellettsville,
IN 47429
(812) 876-2228
Email: dpeters@peoples-bank.com
Mr. W. Edward
Cullison, Vice President
Farmers &
Mechanics Federal Savings
225 E Main
Street Bloomfield, Indiana 47424
(812) 332-8018
Email: ecullison@farmersandmechanicsfederal.com