QUALIFICATIONS
OF APPRAISER
STEVE A. YARUS
INDIANA CERTIFIED RESIDENTIAL APPRAISER
JANUARY
1, 2006
EDUCATION:
B.S. Degree in
Biological Sciences, Indiana University, 1973
M.A.T. Degree in
Biology, Indiana University, 1975
M.S. Degree in
Human Performance, Indiana University, 1980
Ph. D. Candidate
in Exercise Physiology, Indiana University, 1984
CERTIFICATION:
Indiana
Certified Residential Appraiser,
#CR69100632
Indiana Real Estate Appraisal Commission -- 12/14/91,
Expires 06/30/08
LICENSED:
Real Estate
Broker, State of Indiana #IB58604753
REAL ESTATE
RELATED EXPERIENCE:
College
Courses
R-300 Principles
of Real Estate, Indiana University, 1984
Professional
Appraisal Courses
Seminar: Uniform
Residental Appraisal Report, Bloomington, IN 2005
Course 400: USPAP
Update, Bloomington, IN 2005
RECP - Indiana License
Law Update, Bloomington, IN 2004
RECP - Civil Rights
Update, Bloomington, IN 2004
RECP - Environmental
Concerns, Bloomington, IN 2004
Appraisal
Institute - Standards of Professional Practice, Part B - Course 420,
Indianapolis, Indiana, 1993
Appraisal Institute -
Seminar on Appraisal Reporting of Complex Residential Properties,
Bloomington, Indiana, 1994
Appraisal
Institute - Appraisal Review Residential Properties, Bloomington,
Indiana, 1995
Employment
Presently employed
since 1983 - Gilbert S. Mordoh & Co., Inc., Professional Real Estate
Appraisers, Analysts, and Consultants
APPRAISAL EXPERIENCE AND TYPES OF PROPERTIES APPRAISED:
Appraisal of
residential properties in Monroe, Lawrence, Greene & Owen County
markets.
Appraisal of
commercial properties in Monroe and Lawrence County markets.
Savings Banks and
Savings & Loans
1. Bedford
Federal Savings Bank, 1030 15th Street, P.O. Box 368, Bedford, IN
(Residential, Commercial)
2. Home Federal
Savings Bank, Post Office Box 648, Seymour, IN (Residential)
3. Old National
Bank, P.O. Box 2689, Bloomington, IN (Residential, Commercial)
4. Farmers &
Mechanics Federal Savings, Post Office Box 269, Bloomfield, IN
(Residential)
5. United Federal
Savings Bank, P.O. Box 1217, Vincennes, IN (Residential)
Banks
1. Monroe Bank,
210 E. Kirkwood Avenue, P.O. Box 2329, Bloomington, IN
(Residential, Commercial)
2. Bloomfield
State Bank, 1301 N. Walnut Street, P.O. Box 1294, Bloomington, IN
(Residential, Commercial)
3. Bank One,
Indianapolis, 111 Monument Circle, Suite 1711, Indianapolis, IN
(Residential)
4. Bank One,
Bloomington, NA, P.O. Box 608, Bloomington, IN (Residential, Commercial)
5. Union Planters
Bank, 116 S. Walnut Street, Bloomington, IN (Residential, Commercial)
6. Irwin Union
Bank & Trust Company, P.O. Box 1285, Bloomington, IN
(Residential, Commercial)
7. Jackson County
Bank, P.O. Box 307, Bedford, IN (Residential, Commercial)
8. American
National Bank, Post Office Box 438, Vincennes, IN (Residential)
9. Peoples State
Bank, Post Office Box 128, Ellettsville, IN (Residential, Commercial)
10. First
National Bank of Mitchell, P.O. Box 37, Mitchell, IN (Residential,
Commercial)
11. First of
America Bank, 5300 Crawfordsville Road, Indianapolis, IN
(Residential, Commercial)
12. Owen
Community Bank, P.O. Box 381, Spencer, IN (Residential, Commercial)
13. Stone City
Bank, 1502 "I" Street, Bedford, IN (Residential, Commercial)
14. Society Bank, 418
S. College Mall Road, Bloomington, IN (Residential, Commercial)
15. National City
Bank, 101 W. Washington Street, Indianapolis, IN (Residential)
Credit Unions
1. Hoosier Hill
Federal Credit Union (formerly Bedford Independent Federal Credit
Union),
640 Lincoln Avenue, Bedford, IN (Residential)
2. Indiana
University Credit Union, Post Office Box 368, Bloomington, IN
(Residential)
3. Members Choice
Federal Credit Union,507 W. Davis Street, Bloomington, IN
(Residential)
Mortgage
Companies
1. Banc One
Mortgage Corp., 111 Monument Circle, Suite 1211, Indianapolis, IN
(Residential)
2. Inland
Mortgage Co. Inc., 8851 Southpointe Drive, Ste. C-2, Indianapolis, IN
(Residential)
3. Huntington
Mortgage Co., Inc., 7575 Huntington Park Drive, HM1124, Columbus, OH
(Residential)
4. Banc One
Mortgage Corporation, 100 S. College Avenue, P.O. Box 608,
Bloomington, IN (Residential)
5. Norwest
Mortgage Corporation, 004 Fountain Square, Bloomington, IN (Residential)
6. Fleet Mortgage
Corp., Post Office Box 3155, Milwaukee, WI (Residential)
7. Bloomington
Mortgage Corporation, 814 Auto Mall Road, Bloomington, IN (Residential)
8. Sears Mortgage
Corporation, 501 Congressional Blvd., Ste. 100, Carmel, IN
(Residential)
9. Priority
Mortgage Corporation, Post Office Box 40, Conover, NC (Residential)
10. Citicorp
Mortgage, Inc., Post Office Box 790014, M.S. 314, St. Louis, MO
(Residential)
11. Service
Mortgage, 9279 N. Meridian Street, #200, Indianapolis, IN (Residential)
12. PHH US
Mortgage, 6000 Atrium Way, Mt. Laurel NJ (Residential)
Relocation
Companies
1. Argonaut
Realty Acquisition, General Motors Corp., 485 W. Milwaukee Avenue,
Detroit, MI (Residential)
2. PHH Homequity,
Inc., 2221 Camden Court, Oak Brook, IL (Residential)
3. Prudential
Relocation, 1100 Woodfield Road, 2 Woodfield Lake, Suite 520,
Schaumburg, IL (Residential)
4. Boatmens
Relocation, 510 Locust Street, St. Louis, MO (Residential)
5. HFS Mobility
Services, 1375 E. Woodfield Road #400, Schaumburg, IL (Residential)
6. Associates
Relocation, 250 E. John Carpenter Freeway, Irving, TX 75062
(Residential)
Federal, State,
City
1. City of
Bloomington, 220 E. 3rd Street, P.O. Box 100, Bloomington, IN
(Residential, Commercial)
2. U.S. Depart.
of Housing & Urban Development/FHA, 151 N. Delaware St.,
Indianapolis, IN (Residential)
3.
U.S. Department of
Justice, United States Marshals Service,
226 United States Courthouse, 46 E. Ohio Street, Room
226, Indianapolis, IN
(Residential)
Other
1. Community
Trust & Investment Co., 105 N. Pete Ellis #B, Bloomington, IN
(Residential, Commercial)
2. Mallor,
Clendening, Grodner & Bohrer, Attorneys at Law, 511 S. Woodscrest,
Bloomington, IN (Residential, Commercial)
3. Andrews, Harrell, Mann, Chapman and Coyne,
Attorneys at Law,
1720 N. Kinser Pike, Bloomington, IN (Residential,
Commercial)
4. David J.
Colman, Attorney at Law, 114 S. Grant Street, Bloomington, IN
(Residential, Commercial)
5. Bank One Trust
Group, P.O. Box 608, Bloomington, IN (Residential, Commercial)
REFERENCES
Mr. Jack Kenworthy,
President
Bedford Federal
Savings Bank
1030 15th Street,
P.O. Box 368
Bedford, Indiana
47421
(812) 275-5907
Mr. Bill Compton
Monroe Bank
111 S Lincoln
Street
Bloomington,
Indiana 47408
(812) 331-3555
Mr. W. Edward Cullison,
Vice President
Farmers &
Mechanics Federal Savings
225 E Main Street
Bloomfield, Indiana
47424
(812) 332-8018